Is United Concordia the same as Delta Dental?

United Concordia and Delta Dental are two separate dental insurance providers that offer group and individual dental plans. Here’s an overview comparing United Concordia vs Delta Dental:

Overview

• Delta Dental is the largest dental insurance provider in the U.S. with over 80 million members nationwide.

• United Concordia is another large dental insurer with over 9 million members concentrated in certain regions of the U.S.

• Both are for-profit companies that provide dental insurance plans to employers, groups and individuals.

Coverage Options

• Delta Dental offers PPO, Premier, Medicaid and Medicare Advantage dental plans.

• United Concordia provides PPO, HMO, indemnity and discount dental plans.

• Both have preferred provider networks but allow out-of-network benefits with higher patient costs.

Plan Administration

• Delta Dental plans are administered by independent Delta Dental member companies in various states.

• United Concordia operates its plans nationally under one brand name and administration.

• Both allow online member services to find providers, check claims and coverage.

Costs

• Premiums and costs can vary significantly between Delta vs United Concordia. It depends on the exact plan type and coverage details.

• On average, United Concordia premiums tend to be 10-15% lower compared to Delta Dental for similar plan types.

• However, there can be tradeoffs in network size and covered services.

Which is Better?

• There is no definitively “better” option between the two insurers.

• It depends on your specific dental needs, plan details, budget and provider availability in your area.

• Look closely at networks, services covered and costs for whichever employer or individual plan you are considering.