How to Contact Nissan Finance to Pay Your Bill Over the Phone

Paying your Nissan auto loan bill should be quick and easy. Nissan Finance offers several ways to pay your bill including online by phone, by mail or in person. If you prefer speaking to a real person to make your payment, you can call Nissan Finance customer service and pay your bill over the phone.

Why Pay Your Nissan Bill by Phone?

There are a few reasons you may want to call Nissan Finance to pay your bill rather than paying online

• You have questions about your account or payment – The customer service agents can answer any questions you have and take your payment during the same call.

• You don’t have online account access – If for some reason you can’t access your account online, calling is the fastest option.

• You missed the online cutoff time – Online payments have a daily cutoff time. If you missed it, calling ensures your payment gets credited ASAP.

• You prefer talking to a real person – Some people simply like the reassurance of speaking to a customer service rep when making payments.

No matter the reason, paying your Nissan Finance bill over the phone is easy. Here’s how it works:

How to Pay Your Nissan Bill by Phone

Paying your bill by phone only takes a few minutes. Follow these steps:

• Call the Nissan Finance Customer Service number – See the phone numbers listed later in this article.

• Provide account information – The agent will ask for your name and account number to pull up your account.

• Verify your information – Make sure they have the right account with your correct balance.

• Indicate payment amount – Tell them how much you want to pay. You can pay any amount up to your full balance.

• Give payment information – Provide your debit or credit card number.

• Get a confirmation number – Make sure to get a confirmation number for your records.

It’s that easy! The payment will be applied to your account immediately during the call.

Nissan Finance Customer Service Phone Numbers

Nissan Finance has a few different customer service numbers you can call to pay your bill or get account help:

• General Customer Service: 1-800-647-7261

• Roadside Assistance: 1-800-647-7261

• Lease-End Hotline: 1-844-468-6726

The main number for making bill payments is the general customer service line at 1-800-647-7261. This number routes you to the billing and payments department.

The roadside assistance and lease-end numbers are for those specific concerns rather than bill pay. But the general number can help with all account needs.

When to Call Nissan Finance

The Nissan Finance call center is open Monday to Saturday. Here are the hours:

• Monday to Friday: 8 AM – 8 PM EST
• Saturday: 8 AM – 5 PM EST
• Sunday: Closed

So anytime during the week and for a few hours on Saturdays, you can call to make a payment or get account help.

The earlier in the day you call, the shorter your wait time usually is. Mondays and Fridays tend to be the busiest days. Tuesdays through Thursdays are optimal.

What to Have Ready Before Calling

To make the call quick and easy, have these items ready:

• Your account number
• The amount you want to pay
• Your debit/credit card for payment

Also know your billing zip code and last payment amount in case they ask for verification.

Having this info handy means less time on hold while you look it up. The agent can pull up your account faster and process the payment more quickly.

Payment Options When Calling Nissan Finance

When you call to pay your bill, Nissan Finance offers a few different payment methods:

• Debit card – Have your card number and expiration date ready.

• Credit card – They accept all major credit cards. Provide the card number, expiration date and CVV code.

• Electronic check – Give your checking account number and routing number.

• Money order – Get a money order made out to Nissan Infiniti LT and mail it to the payment address they provide.

So have your debit/credit card ready, as those are the easiest ways to pay instantly over the phone.

What to Expect When Calling Nissan Finance

Here’s a quick rundown of what to expect when you call Nissan Finance to pay your bill:

• First, you’ll need to navigate the automated phone menu. Listen closely for the “make a payment” options.

• Then you may need to wait on hold for the next available agent, especially during busy hours.

• The agent will verify your identity by asking for personal/account info. Have your account number ready.

• They’ll ask for the payment amount and method. Provide your debit/credit card details.

• After taking the payment, they’ll give you a confirmation number.

• You can also ask any account or billing questions while on the call.

The whole call usually takes about 10-15 minutes, depending on wait times.

Other Ways to Pay Your Nissan Bill

Calling Nissan Finance is just one of several payment options. You can also:

• Pay online through your account portal.

• Use the Nissan Finance mobile app to pay.

• Mail a check or money order to the payment address provided.

• Pay in person at a dealer or authorized payment location.

Explore all the payment options to choose the best method for you each month. Calling to pay is convenient if you prefer speaking to someone.

Get Nissan Finance Account Help by Phone

In addition to taking payments, the Nissan Finance call center can also help with:

• Questions about your account or monthly bill.

• Assistance with creating/accessing your online account.

• Reviewing payoff quotes if you want to pay off your loan early.

• Payment extensions if you need a little extra time some months.

So don’t hesitate to call with any billing or account concerns. The knowledgeable reps are there to help you manage your auto financing.

Call Soon as Possible If You Miss a Payment

If you happen to miss a payment one month, it’s important to call Nissan Finance right away when you have the funds to pay. Here’s why:

• Your account may be charged a late fee if a payment is more than 15 days past due. This adds to what you owe.

• Missing payments can negatively impact your credit score.

• If too many payments are missed, it can put your account into default status, leading to vehicle repossession.

As soon as you have the money to cover the missed payment, give Nissan Finance a call. The sooner you pay, the less long-term damage to your account and credit. Be proactive if you fall behind.

Set Up Automatic Payments

One way to avoid ever missing payments is to enroll in autopay through Nissan Finance. Your payments will be automatically deducted from your bank account each month.

To get started with autopay:

• Log into your online Nissan Finance account.

• Click on the “Recurring Payments” section.

• Select the option to pay your monthly amount due.

• Input your bank account information when prompted.

• Confirm the setup.

Then each month your payment will be automatically made! One less bill to keep track of.

In Summary…

• Paying your Nissan Finance bill by phone is quick and easy. Just call 1-800-647-7261 anytime Monday through Saturday.

• Have your account number, payment amount, and debit/credit card ready when you call.

• After taking your payment, the agent will provide a confirmation number.

• You can also ask questions about your account during the call.

• Set up automatic payments to avoid ever missing a payment.

• If you do miss a payment, call Nissan Finance ASAP when you have the funds to pay.

Paying over the phone takes just a few minutes. It’s a convenient option if you prefer speaking directly to a customer service agent. Now you know exactly what to do to pay your Nissan bill by phone!