Paying insurance premiums on time is crucial to keeping your policy active and avoiding a lapse in coverage. But life happens, and you may occasionally miss a payment. So how long after the due date can your insurer cancel your policy if you don’t pay? The answer depends on a few key factors: The type … Read more

Having access to quality healthcare and hospital systems is crucial for the health and wellbeing of any community. But not all states offer equal access to top-notch medical facilities and resources. When it comes to hospital care, some states clearly rise above others in rankings and performance metrics. The Top States for Hospital Care According … Read more

Having vision insurance can provide great savings on eye exams, glasses, and contact lenses. But what if you’re covered under two separate vision plans? Is it possible to use both vision insurance plans to maximize your eyecare benefits? The answer is yes! With proper coordination, you can often combine two vision insurance plans to get … Read more

Health Savings Accounts (HSAs) are a great way to save money tax-free for current and future healthcare expenses. One of the key benefits of an HSA is that funds can be used tax-free for a wide range of qualified medical expenses. But what exactly counts as a qualified expense for HSA purposes? This comprehensive guide … Read more

One of the key components of any health insurance policy is the deductible. This is the amount you must pay out-of-pocket before your insurance benefits kick in. Deductibles work a bit differently with Preferred Provider Organization (PPO) plans compared to other types of policies. This article will explain how deductibles function in a PPO, how … Read more

If you’re a Progressive auto insurance customer, you may be wondering if there are any extra fees involved when it comes time to renew your policy. Paying annual auto insurance premiums is expensive enough without tacking on additional surprise charges and fees at renewal time. The good news is that Progressive does not charge any … Read more

Retirement income can affect your eligibility for Medi-Cal, California’s Medicaid program. However, not all retirement income is counted the same. Here is a detailed look at how different types of retirement income are treated when determining eligibility for various Medi-Cal programs. Overview of Medi-Cal Medi-Cal provides free or low-cost health coverage to low-income California residents. … Read more

Allstate Insurance is one of the largest insurance providers in the United States. They offer auto, home, renters, motorcycle, and other insurance policies to millions of customers across the country. If you need to contact Allstate for any reason, there are a few main 1 800 numbers you can call: Allstate Customer Service The main … Read more

Some employers offer health plans where they cover 100% of the insurance premium costs for their employees. This means the company pays the full monthly premium charges, and the employee has no payroll deduction or other out-of-pocket costs for their health coverage. But what exactly does 100% employer-paid premiums mean, and what are the implications … Read more

If your spouse lands a new job, you may wonder if you can switch your health insurance to their new employer’s plan. The answer is usually yes – with some caveats around timing and enrollment periods. Switching health coverage can potentially save you money on premiums and out-of-pocket costs. But the rules vary for changing … Read more