Lending your car to a friend or family member is often an act of kindness and convenience. However, it can also lead to complications when it comes to your car insurance coverage. Here’s a comprehensive guide on how insurance works when you let someone else drive your car. Your Insurance Is Primary The most important … Read more

Medicare and commercial health insurance plans have some similarities in the healthcare coverage they provide. But there are also several important distinctions between these two major coverage options. Understanding the key differences between original, fee-for-service Medicare and commercial medical insurance can help you make informed choices about your health plan. What is Commercial Health Insurance? … Read more

Having car insurance can provide peace of mind in the event of an accident or damage to your vehicle. However, most policies come with an excess – the amount you must pay towards any claim before your insurance covers the remaining cost. This excess can sometimes be more than the actual repair bill. So what … Read more

Getting notice that your insurance company intends to cancel your policy can be stressful and disruptive. Most states have laws regulating how much advance warning insurers must provide policyholders before dropping their coverage. This article examines the typical cancellation notice periods for different insurance policies and what steps you can take if your insurer moves … Read more

Homeowners insurance provides protection for your home against damages caused by covered perils like fire, theft, storms, and more. It covers repairs and reconstruction costs if your home is damaged. But what if something happens to your home when you don’t have an active insurance policy? Can you get homeowners insurance to cover pre-existing damages? … Read more

American General Life Insurance Company (AGL) is part of the American International Group (AIG) family of insurance companies. AGL offers a range of life insurance, annuity, and supplemental health products. If you’re an AGL customer looking to get in touch with the company, there are a few options: Contact American General Life Insurance by Phone … Read more

Getting into a car accident can be stressful and confusing. Knowing what to do after an accident will make the claims process smoother. Follow these 3 key tips when filing your auto insurance claim: 1. Gather Evidence and Documentation Having the right information on hand will help support your claim. Be sure to collect: Contact … Read more

For many Filipinos, having dual coverage from a private health insurance provider like Maxicare and government health insurance PhilHealth is an optimal arrangement. This combination provides more comprehensive benefits and higher coverage limits. But can you really use both Maxicare and PhilHealth simultaneously? Let’s find out. Overview of Maxicare and PhilHealth Maxicare is one of … Read more

The COVID-19 pandemic caused enormous financial hardship for many Americans. In response, the government provided several rounds of stimulus checks to help offset the economic impacts. Now in 2024, some are wondering if seniors will receive another stimulus payment this year. Background on Prior COVID Stimulus Checks for Seniors The U.S. government initiated several stimulus … Read more

Dealing with insurance claims can be confusing, especially when you see your claim has a “pending” status. This article explains what a pending claim means and the reasons insurers use this designation before approving or denying a claim. What Does “Pending” Mean for an Insurance Claim? When an insurance claim is marked as “pending”, it … Read more