How to Pay Your Capital One Bill With Moneygram

Paying your Capital One credit card bill with Moneygram is a convenient option for those who want to pay with cash. With over 150000 Moneygram locations in Walmart CVS, and other major retailers, it’s easy to find a place nearby to make your credit card payment.

In this comprehensive guide, we’ll explain step-by-step how to pay your Capital One bill using Moneygram. We’ll cover:

• What is Moneygram and how it works
• Benefits of paying your Capital One bill with Moneygram
• Step-by-step instructions
• Tips for avoiding fees
• Alternative payment options

Overview of Moneygram

Moneygram is a money transfer service that allows you to quickly send and receive money. They have hundreds of thousands of agent locations around the world, primarily in retail stores and post offices.

To use Moneygram to pay your Capital One credit card bill, you simply visit a Moneygram agent location, provide your credit card details, and pay with cash Moneygram will then transmit the payment info to Capital One

The main benefits of using Moneygram are:

• Pay with cash – Moneygram allows cash payments, which is useful if you don’t have a bank account.

• Wide availability – With agent locations in major retailers like CVS, Walmart, and Kroger, Moneygram is widely accessible.

• Quick processing – Payments are usually processed by Capital One within 1 business day.

Now let’s walk through exactly how to pay your Capital One bill with Moneygram.

Step-by-Step Guide to Paying Capital One with Moneygram

Follow these simple steps to pay your Capital One credit card bill using Moneygram:

1. Find a Moneygram location

You can find Moneygram locations on their website or app. Major retailers like CVS, Walgreens, Kroger, and Albertsons have Moneygram counters. Walmart also offers Moneygram services.

Make sure the location accepts bill payments. Some are for money transfers only.

2. Bring your Capital One credit card bill & cash

When going to make the payment, you’ll need to bring:

• Your Capital One credit card bill statement. This has your account number which is needed to make the payment.

• Cash for the amount you want to pay plus fees. Moneygram payments must be made in cash.

3. Fill out the Moneygram “Bill Payment” form

At the Moneygram counter, ask for a “Bill Payment” form. Fill it out with:

• Your Capital One credit card account number
• Amount you want to pay
• Recipient name: Capital One
• Recipient account number: Your credit card account number
• Recipient city and state: Wilmington, DE

4. Pay cash and get a receipt

Hand the form to the Moneygram agent with your cash payment. They will keep the cash and provide you with a receipt.

Hold on to this receipt as proof the payment was made. Also note the reference number, which can be used to track the payment.

5. Payment will be processed in 1 business day

Moneygram will transmit the payment details to Capital One electronically. The payment usually posts to your Capital One account within 1 business day.

You can check your Capital One account online to confirm when the payment processes.

And that’s it! By following these simple steps, you can easily pay your Capital One credit card bill with cash using Moneygram.

Tips to Avoid Fees with Moneygram

One downside of Moneygram bill pay is the fees. Here are some tips to avoid or minimize fees:

• Compare agent fees – Fees vary by location, so compare to find the cheapest. Walmart tends to have lower fees.

• Pay larger amounts – Moneygram fees are largely fixed, so paying $500 costs almost the same as $100. Pay bigger amounts less frequently to save.

• Pay 7+ days before due date – Paying well before your due date gives time to correct any errors and avoid late fees.

• Track payment processing – Log into your Capital One account to ensure payment was received on time.

Following these tips will help you pay your Capital One bill via Moneygram while reducing unnecessary fees.

Other Ways to Pay Your Capital One Bill

In addition to Moneygram, Capital One offers various ways to pay your credit card bill:

• Online – Pay directly on Capital One’s website. You can make one-time payments or set up auto-pay.

• Mobile app – Use Capital One’s mobile app to pay instantly.

• Phone – Call the number on your bill to pay with an agent.

• Mail – Send a check or money order to the payment address.

• In person – Visit a Capital One branch or ATM.

• Retail locations – Pay at Money Services counters inside Kroger-owned grocery stores.

• Other bill pay services – Options like Western Union and PayNearMe also process Capital One payments.

Evaluate all the options to choose the Capital One payment method that works best based on your needs for convenience, fees, processing time, etc.

Paying Your Capital One Card with Moneygram: Key Takeaways

Paying your Capital One credit card bill with Moneygram is a fast and easy way to pay with cash. With thousands of retail locations nationwide, you’re never far from a place to pay.

To recap the key steps:

• Find a nearby Moneygram agent location that accepts bill payments
• Bring your Capital One account number and cash for the amount you want to pay
• Fill out the Moneygram “Bill Payment” form
• Get a receipt after paying
• Payment will process to Capital One within 1 business day

Minimize fees by paying 7+ days before your due date, paying larger amounts, and comparing agent fees. And consider the other payment methods Capital One offers if Moneygram isn’t the optimal choice for your needs.