How to Pay Your Kmart Layaway Bill Online: A Simple Step-by-Step Guide

Paying your Kmart layaway bill online is a quick and easy way to stay on top of your layaway payments. A layaway plan allows you to reserve products by putting down a deposit, then pay off the remaining balance over time through installments. While you can pay your layaway bill in-store paying online offers several advantages – you can pay anytime from anywhere track payment history, get reminders about upcoming payments, and more.

In this comprehensive guide, I’ll walk you through the simple process of paying your Kmart layaway bill online in just a few quick steps. Whether you’re new to layaway or have used it before, this guide has got you covered!

What is Layaway at Kmart?

For those unfamiliar, layaway is a payment plan offered by retailers like Kmart that allows you to reserve products by putting down a deposit, then pay off the remaining balance over a set period of time through regular installments.

Some key things to know about Kmart’s layaway program:

  • Minimum transaction amount is $50
  • Requires a minimum deposit of 10% of the total layaway amount
  • Remaining balance can be paid off over 8 weeks
  • Non-refundable service fee of $3 charged per layaway order
  • Layaway items must be picked up by the final due date
  • Payments can be made online, in-store, or over the phone

Layaway is a great option if you want to reserve products but cannot pay the full amount upfront. It allows you to essentially “lock in” sale prices and spread out payments interest-free over several weeks

How to Pay Your Layaway Bill Online at Kmart

Paying your Kmart layaway online is quick and straightforward – just follow these simple steps:

Step 1: Locate Your Layaway Number

  • Your layaway number will be provided on your receipt from when you placed the layaway order in-store.

  • This 10-digit number is required to access your layaway account online.

  • If you cannot locate the receipt, you can call the store to retrieve your layaway number.

Step 2: Go to Kmart’s Layaway Payment Website

  • Go to in your web browser. This is Kmart’s dedicated layaway payment website.

  • Alternatively, you can navigate to this page from by clicking “Layaway” then “Make a Payment”.

Step 3: Enter Your Layaway Number and Billing Details

  • On the layaway payment page, enter your 10-digit layaway number exactly as it appears on your receipt.

  • Next, enter your billing details including name, address, phone number, and email address.

  • Make sure this information matches what you provided when placing the layaway order.

Step 4: Choose Payment Amount

  • You can choose to pay the minimum payment, a custom amount, or pay in full.

  • The minimum payment will be the required installment amount to keep your layaway active.

  • Paying more than the minimum can help pay it off faster.

Step 5: Enter Payment Method

  • Accepted payment methods include Visa, MasterCard, Discover, American Express, and most debit cards.

  • Enter your card information and submit payment.

  • Your layaway balance will update instantly after the payment processes.

And that’s it! By following these simple steps you can pay your Kmart layaway bill conveniently online 24/7.

Tips for Managing Your Kmart Layaway Account Online

In addition to making payments, Kmart’s online layaway account management lets you:

  • View payment history and statements

  • Change billing and contact information

  • Cancel a layaway order

  • Receive email reminders about upcoming payments

  • Print final payment receipts

  • See real-time updates after making payments

  • Avoid late fees by paying on time

  • Track order status and release date

  • Get store contact information if any issues arise

So be sure to take advantage of these helpful features when logged into your online layaway account!

Benefits of Paying Your Layaway Online

Paying your Kmart layaway bill online offers several key benefits:

Convenience – Pay anytime, anywhere with an internet connection. Avoid trips to the store.

24/7 Access – Online account access lets you manage payments on your schedule.

Payment Reminders – Email notices help you remember payment due dates.

Payment Tracking – Clearly see payment history, balance owed, due dates.

Quick Payments – Make payments instantly online versus waiting in line.

Account Management – Change billing details, cancel orders, print receipts.

Card Rewards – Earn points, cash back when paying with rewards credit cards.

Time Savings – Payments take just minutes versus traveling to the store.

Tips for Successfully Managing Your Layaway Account

Follow these tips for an easy, stress-free layaway experience:

  • Review payment schedule upfront so you know all due dates

  • Sign up for email reminders to avoid forgotten payments

  • Pay online early to avoid last-minute crowds if paying in-store

  • Pay more than the minimum when possible to pay off balance faster

  • Contact store promptly if you need to cancel or change order

  • Keep layaway receipt and account number in a safe place

  • Make on-time payments every time to avoid cancellation fees

  • Pick up order by last due date or call to discuss extensions

  • Enjoy your new items once the balance is paid in full!

Answers to Common Kmart Layaway Questions

If you’re new to layaway, here are answers to some frequently asked questions:

Can I pay my layaway off early?

Yes, you can pay off your full balance at any time after the first payment. This will complete your order faster.

What if I miss a payment?

If you miss a payment, your layaway order will be cancelled and you’ll be refunded the amount paid minus a $10 cancellation fee.

How do I cancel my layaway order?

You can cancel your order at any time by contacting your local Kmart store. You’ll get a refund of payments made minus the $3 service fee.

Can I get a payment extension?

If you need more time, ask the store about extending your final due date. Extensions are not guaranteed but may be approved case-by-case.

What happens if I don’t pick up my order on time?

If not picked up by the final due date, the order will be cancelled and payments refunded minus a $10 cancellation fee.

Can I change my layaway order?

Yes, you can switch out items or change quantities on your order. Talk to the store for details.

The Bottom Line

Hopefully this guide provided everything you need to successfully manage paying your Kmart layaway bill online. The key takeaways are:

  • Have your 10-digit layaway number ready

  • Make account payments at

  • Pay at least the minimum by each due date

  • Take advantage of online account management features

  • Contact the store directly if any issues come up

Layaway makes reserving and budgeting for purchases easy and interest-free. By paying online and staying organized, you can ensure smooth sailing through the payment period. Enjoy your new Kmart items once they are all paid off!

Pay Kmart Layaway Bill Online

Kmart and Sears

Both online and in-store layaway plans are offered by Kmart and Sears, which are owned by the same parent company, Transformco.

The duration of layaway at the remaining Kmart and Sears stores is either eight weeks or 12 weeks, with the latter only available in the store for items costing $300 or more. There is a down payment of $10, and payments must be made every two weeks either online or in the store. There is a nonrefundable $5 service fee for eight-week items and a $10 service fee for 12-week items.

If you miss a payment, you have seven days to catch up, after which your layaway plan is canceled, and you pay a $10 or $20 cancellation fee, depending upon the length of your layaway. If you cancel the contract, you will get a full refund of any payments made to date except for service and cancellation fees. Only items that are marked “Layaway Eligible” can be purchased with the plan, and you can find that label online on the product page.

Unfortunately, according to reporting by the health website Best Life, Kmart is closing most of its stores, with only six scheduled to be still operating at the end of 2021. The Chicago Tribune reported that only 35 Sears stores remained in business as of Sept. 16, 2021. Their previous parent company, Sears Holdings, filed for bankruptcy in 2018 and was acquired by Transformco, which has been closing stores and selling off assets.

Baby Depot and Burlington Coat Factory

Owned by the same company, these two stores offer the same layaway plan. It is not available at every store, though, so you should check out the online list on the Burlington website.

You can put your merchandise on layaway for 30 days. There is a down payment of $10 or 20%, whichever is greater, and a nonrefundable $5 service fee. Payments can only be made in the store by cash, check, or credit card, and you can pay by installment or in full. If you cancel, there is a $10 fee. Ineligible merchandise includes food items, wall art, rugs, lamps, and furniture.

Anonymous Donors Pay Off Layaway Bills At Janesville K-mart


Can I do Kmart layaway online?

Kmart is a store chain that sells a wide range of products, including apparel, toys, appliances, and recreational items. Select items can be put on layaway at Kmart in-store, online, or via the app. It provides two layaway options: an eight-week and a 12-week plan.

Can I pay Kmart Layby online?

No, we don’t offer layby online. Orders must be paid for immediately by credit card, debit card, PayPal, flypay, Afterpay or Zip. Layby is available in most stores.

How did Kmart layaway work?

Kmart’s program serves as a reminder. Pick your items, pay 10 percent of the cost plus a $5 setup fee on the spot; your stuff comes off the selling floor and is stored (laid away) for you; pay off the rest in regular (interest-free) installments over eight weeks, and the goods are yours to take home.

What happens if you miss a layaway payment?

If payment is not received before the next scheduled payment, we will automatically cancel the Layaway plan for that item and refund all amounts to the payment method used to make previous payments.

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