A Comprehensive Guide to Paying Your Sleep Number Bill

If you financed your Sleep Number mattress or accessories using their credit card, you’ll need to make sure you pay your bill on time each month. This guide will walk through the various ways to pay your Sleep Number bill, manage autopay, access your account online, and avoid any late fees.

Overview of Sleep Number Credit Card Bills

Sleep Number offers their own credit card for financing mattress purchases. Here’s some background on Sleep Number billing:

• Bills are issued monthly by Synchrony Bank
• Due date is around the same date each month
• Minimum payment must be made by due date to avoid late fee
• Can pay by mail, phone, online, or in-store
• Online account provides access to statements and payment history

Keeping up with your monthly payments is important to avoid penalties and maintain your credit.

Ways to Pay Your Sleep Number Credit Card Bill

You have several convenient options to pay your Sleep Number bill each month

Pay Online

The fastest and most convenient way to pay is through your online Synchrony account You can make one-time payments or set up autopay

Pay by Phone

Call Synchrony’s automated system anytime at (866) 367-4727 to make a payment.

Pay by Mail

Send a check or money order payable to Synchrony Bank to the payment address printed on your statement.

Pay In-Store

Visit any Sleep Number location and make a payment in person via cash, check, or card.

Pay via Mobile App

Use the Synchrony app to easily pay bills right from your smartphone.

No matter which method you choose, be sure to pay at least the minimum by the due date.

How to Set Up Autopay for Automatic Payments

One of the easiest ways to manage Sleep Number bills is to set up autopay:

1. Log into your Synchrony account online.

2. Under “Account Settings”, select “Autopay Program”.

3. Enter your preferred payment method and date for monthly autopay.

4. Agree to the authorization to enable autopay.

5. Your bill will now be paid automatically each month on the set date.

With autopay, you never have to worry about missing a payment again!

Getting One-Time Promotional Financing

Many customers utilize Sleep Number’s promotional financing for major mattress purchases.

You’ll receive a set repayment term like 24 months interest-free for qualifying purchases over a certain amount. As long as you make the minimum payments on time each month, you won’t owe any interest.

This makes buying a premium Sleep Number bed more affordable. Just be sure to understand the terms before applying promotional financing.

Avoid Late Fees with Proper Payment

One key benefit of staying current on your Sleep Number bill is avoiding late payment fees.

If your minimum payment is not received by the due date, you will be charged a late fee, typically around $29. This can add up over time, so proper payment is essential.

As long as you pay on time each month, you can enjoy your Sleep Number purchase interest-free!

Gaining Rewards Points for Purchases

By using your branded Sleep Number credit card, you can earn rewards points on qualifying purchases. Here’s how it works:

• Earn 1 point for every $1 spent on Sleep Number products
• Earn 1 point for every $3 spent elsewhere
• Points can be redeemed for discounts on future Sleep Number purchases

Check your monthly statements to keep track of rewards points earned from your spending.

How to Manage Your Account Online

Sleep Number credit accounts are managed online through Synchrony Bank. You can:

• Check your account balance
• View payment history
• Set up autopay
• Update personal info
• Receive paperless statements
• Make one-time payments
• Redeem rewards
• Activate a digital credit card

Creating an online account makes managing your Sleep Number financing easy and convenient.

Options If You’re Experiencing Financial Hardship

If you’re struggling to make payments due to financial hardship, contact Synchrony immediately to discuss your options:

• Request reduced or skipped payments
• Modify repayment terms
• Lower interest rates
• Debt management programs

Never ignore bills or go months without payment – call as soon as you anticipate difficulty paying.

Answers to Common Sleep Number Bill Pay Questions

Below are some frequently asked questions about managing Sleep Number credit accounts and payments:

What is the Sleep Number card late fee amount?

The typical late fee is $29 if the minimum payment is not received by the due date.

When will a late payment be reported to credit bureaus?

Late payments are usually reported after 30 days past the due date.

Is there an autopay discount?

Yes, an interest rate discount may apply for enrolling in autopay. Contact Synchrony for details.

Where can I update my card and billing information?

You can manage all account and payment details through your online Synchrony account.

What is the mailing address to send Sleep Number payments?

The payment mailing address is printed on each monthly billing statement.

Can I manage multiple Sleep Number accounts online?

Yes, your Synchrony login provides access to all your accounts for easy management.

Paying Your Sleep Number Bill is Easy

Hopefully this guide provided all the important details for keeping up with Sleep Number credit card payments. Be sure to pay on time each month and take advantage of options like autopay and account management online for convenience. Reach out to Synchrony Bank anytime you need assistance with managing your Sleep Number financing.