How to Easily Pay Your Target Bill by Phone

It’s important for Target customers with a RedCard credit or debit card to be able to pay their bill quickly and easily. Target makes it easy to pay your bill over the phone in just a few minutes. This complete guide will show you how to pay your Target debit or credit card bill over the phone.

Overview of Target Credit Cards

Target shoppers have three main credit card options:

• Target RedCard – This Target debit card is linked directly to your checking account Purchases come right out of your account.

• Target Credit Card – The Target store credit card can only be used at Target and must be paid monthly like any other credit card

• Target Mastercard – This Target co-branded card can be used anywhere Mastercard is accepted. It also earns 5% off Target purchases.

The bill payment process is slightly different depending on which Target card you have.

Paying Your Target REDcard Bill by Phone

To pay your Target debit REDcard bill over the phone:

• Call 1-800-659-2396 to reach Target debit REDcard services
• Enter your 16-digit card number when prompted
• Select “Make a payment” from the menu
• Enter your checking account number and routing number
• Specify the amount you want to pay
• Your payment will process instantly

The automated phone system is the fastest way to pay your REDcard bill. Just have your card and checking account details handy before you call.

Paying Your Target Credit Card Bill by Phone

To pay your Target Credit Card bill by phone:

• Call 1-800-424-6888 to reach TD Bank, the issuer
• Select the “Make a payment” option from the menu
• Enter your Target Credit Card number
• Specify the amount you want to pay
• Provide your bank account information for payments
• Follow the prompts to complete payment

The automated system will guide you through each step. Your payment will typically process in 1-2 business days.

What Information You’ll Need to Pay by Phone

Regardless of which Target card you have, make sure you have the following info ready before you call to pay your bill:

• Target account number
• Payment amount
• Bank name, account and routing number (for bank account payments)
• Full credit/debit card details (for card payments)

Entering this information through the automated system only takes a couple minutes.

Payment Confirmation and Receipt

The phone system will confirm when your payment has been submitted. However, make sure to note your confirmation number for your records.

You can also view payment confirmation and print receipts through your online Target account. Log in and go to your payment history.

Paying with a Debit Card

In addition to bank account payments, you can pay your Target credit card bill with a debit card by phone.

Have your full debit card information ready to input into the automated system. There may be an additional debit card processing fee.

Setting Up Automatic Payments

For hassle-free bill pay, consider enrolling in autopay through your online Target account. Your bill will be paid automatically each month on the due date from your selected payment method.

You can cancel or edit autopay at any time as needed. Just log into your Target account.

Avoid Late Fees

Be sure to pay your Target credit or debit card bill before the monthly due date listed on your statement. Late or missed payments can result in fees and penalties.

If you need to discuss alternate payment arrangements due to financial hardship, contact Target customer service.

Pay Your Bill Online or In-Store Too

In addition to quick phone payments, you can pay your Target card bill:

• Online – Through your Target account
• In the Target app – Use the mobile wallet to pay
• In-store – At checkout or guest services

Convenience of Phone Payments

Paying your Target bill by phone is fast and convenient, especially through the automated system. Have your account and payment details ready to breeze through the simple prompts. Consistently paying on time will build your credit and ensure you continue earning RedCard rewards and benefits.