Pay Verizon Bill With Credit Card Fee: What You Need To Know

Paying your Verizon bill is easy and convenient with a variety of payment options. One popular method is paying by credit card either online, through the My Verizon app by phone or in person. However, Verizon does charge a fee for credit card payments. So is it still worth using your credit card? Here’s what you need to know.

Overview of Paying Your Verizon Bill

Verizon offers several ways to pay your monthly bill for your wireless service, internet, TV and other services. The main options include

  • Online – Pay online by signing into your My Verizon account. You can pay by debit card, credit card or from a bank account

  • My Verizon App – Download the app and sign in to pay straight from your smartphone.

  • By Phone – Call Verizon at 1-800-483-4000 and pay with a debit or credit card.

  • In Person – Visit a Verizon store or authorized payment location and pay with cash, check or card.

  • Auto Pay – Set up recurring automatic payments from your bank account or card each month.

  • By Mail – Send a check or money order to Verizon’s payment address.

The Credit Card Convenience Fee

If you choose to pay your Verizon wireless, Fios or other bill with a credit card, there is a $3 convenience fee per transaction.

This applies when paying:

  • Online through My Verizon
  • Through the My Verizon app
  • By phone
  • At a Verizon retail store
  • At an authorized payment location

So that $100 monthly bill will cost $103 if putting it on your credit card.

The fee is charged for using the convenience of a credit card. It helps cover processing costs and fees that Verizon pays to card networks on credit card transactions.

When the Credit Card Fee Applies

The $3 credit card fee is charged each time you use a credit card to pay your Verizon bill. So whether you are paying your:

  • Wireless bill
  • Fios home internet
  • Fios TV
  • Home phone
  • Verizon Visa card
  • Other Verizon services

You’ll see the fee. It’s $3 per transaction, not per account. So if paying two wireless lines on one card, it’s still just $3 extra.

The fee does NOT apply to debit card or bank account payments. Those methods are fee-free. The credit card fee also does not apply to Auto Pay automatic payments.

Is It Worth Paying the Fee?

Even with the $3 convenience fee, there are good reasons to go ahead and use your credit card to pay Verizon:

Earn rewards and cashback – Many credit cards offer generous rewards programs and cashback on purchases. The fee may be a small price to pay for earning 1-5% back in rewards.

Build credit history – Responsibly using a credit card and paying your bill on time helps build your credit score. Paying utilities like Verizon helps demonstrate creditworthiness.

Fraud protection – Credit cards provide much stronger fraud protection than debit cards or bank transfers. You’re not at risk of drained accounts or overdraft fees.

Flexibility – Credit cards allow you to pay your bill when it’s convenient for you by the due date. You don’t have to worry about account balances.

Payment reminders – Seeing the Verizon bill on your statement helps serve as a convenient reminder to pay.

Delayed payments – You can delay payment until your credit card due date, allowing extra time to pay.

Emergencies – Credit cards provide backup payment options in emergencies like outages or forgetfulness.

Perks – Some credit cards provide perks on cell phone payments like insurance, device dollars or free months.

When To Avoid the Credit Card Fee

While the credit card fee may be worth it much of the time, there are situations where you’ll want to use another payment method:

  • If not earning any rewards or cashback on your card.
  • To avoid interest charges by paying off monthly.
  • If trying to reduce credit utilization.
  • If your card has foreign transaction fees.
  • To avoid overspending if carrying a balance.
  • If experiencing financial hardship.

In those cases, using a no-fee option like debit card, checking account, Auto Pay or mail payment makes sense.

Tips for Paying Your Verizon Bill With a Credit Card

Here are some tips to make the most of paying your Verizon bill with plastic

Pay Verizon Bill With Credit Card Fee

What is Auto Pay?

Auto Pay lets the Account Owner and Account Managers set up a recurring, automatic monthly payment for your mobile bill.

  • Your Auto Pay payment can be drawn from a bank account, debit card or credit card*.
  • You can sign up for Auto Pay in My Verizon or by phone.
  • Combine Auto Pay with paper-free billing and you may be eligible for a monthly per-line discount on eligible plans.
    • You must use a bank account or Verizon VisaⓇ Card to be eligible for the discount.

If I’m set up for Auto Pay, how do I use a Verizon Gift Card to make a payment?

You can make a one-time payment with your Verizon Gift Card anytime. The amount will be applied to your account, and the next payment made through Auto Pay will be reduced to reflect the Gift Card amount. To make a one-time payment with a Gift Card while set up for Auto Pay go to the Pay your bill page. When asked to pick a payment method, choose the Gift card option. Visit our Verizon Gift Card FAQs to learn more.

How to pay your Verizon bill with a Verizon gift card

How can I pay my Verizon bill?

To pay your bill, sign in to the My Verizon website or app. The My Verizon app is available to customers with mobile, 5G Home Internet, 4G LTE Home Internet and/or Fios services (i.e., Fios Home Internet, Fios Home Phone, Fios TV) only. To install the My Verizon app, visit the Apple® App Store® for iOS or Google Play for Android.

What payment methods does Verizon use for bills?

Verizon’s automatic monthly payment plan, called Auto Pay, allows you to pay your bill from the account of your choice: checking or savings account, debit card or credit card. Eliminate stamps and late fees with this service. There is no charge for any payment method. Ask for Verizon’s paper-free billing to lose the paper bills.

Does Verizon pay by phone?

Account holders can download the My Verizon app, which is available for iOS or Android. Note that a $7 fee will be charged to your account for using Verizon’s pay by phone option. Once done, if you would like to avoid having to manually make payments each month you can sign up for Auto Pay—they’ll even give you a monthly discount for doing so!

How does Verizon’s Auto Pay work?

Verizon’s Auto Pay is an automatic monthly payment plan that pays your bill from the account of your choice: checking or savings account, debit card or credit card. Eliminate stamps and late fees with this service. Your bill is always viewable and printable through My Verizon.

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