The Easiest Way to Pay Your Xcel Energy Bill in Minnesota

Paying your monthly Xcel Energy bill doesn’t have to be a hassle. As a Minnesota resident and Xcel Energy customer myself, I know firsthand how confusing it can be to figure out the best payment option. That’s why I want to share the easiest method I’ve found – pay by phone.

Why Pay Your Xcel Bill by Phone?

There are a few reasons why paying your Xcel Energy bill by phone is the way to go:

• It’s fast – No need to login or navigate websites Just call the number and pay right away

• It’s secure – Xcel Energy’s automated phone system is safe and your information is protected

• It’s convenient – You can pay from anywhere at anytime as long as you have your phone.

• No fees – Paying by phone has no extra transaction fees like online payments do.

• Multiple payment options – You can pay with checking/savings accounts or credit/debit cards.

How to Pay Your Xcel Bill by Phone

Paying your bill by phone is easy. Just follow these steps:

1. Have your Xcel Energy account number ready. You’ll need this to access your account. You can find it on your monthly bill.

2. Call 1-800-895-4999. This is Xcel’s toll-free automated pay by phone number.

3. Choose your payment option. Press 1 for checking/savings or 2 for credit/debit card.

4. Enter your payment info. Follow the prompts to enter your account number, routing number, etc.

5. Confirm your payment. The system will repeat your payment details. Verify they are correct.

6. Get a confirmation number. This confirms your payment went through. Save this number just in case.

And that’s it! The whole process takes just a couple minutes. So much easier than mailing payments or driving to a payment center.

Pay by Phone Payment Options

Xcel Energy gives you a couple different payment options when you pay your bill by phone:

Checking or Savings Account

Paying from your bank account is free and the best option to avoid fees.

You’ll need:

• Your Xcel Energy account number
• Routing transit number of your bank
• Your checking or savings account number

Once you provide this info, the payment amount will automatically be withdrawn from your account.

Credit or Debit Card

You can also pay with a credit or debit card. However, there are small transaction fees:

• $1.50 fee for residential customers
• 2.2% fee for business customers

To pay with card, you’ll need:

• Your Xcel Energy account number
• Card number
• Card expiration date
• CVV security code

The fee gets charged to your card.

Tips for Paying Your Bill by Phone

To make sure your payments go smoothly when you pay by phone, keep these tips in mind:

• Call during business hours – The automated system has limited hours. Calling late at night or on weekends may not work.

• Double check your info – Providing incorrect account or routing numbers can cause issues and delays.

• Set up reminders – Mark your calendar so you remember when bills are due.

• Have a backup plan – If the automated system is down, you can pay online, by mail, or at an authorized pay station.

• Review your statements – Log into your online account regularly to ensure payments went through.

Why I Recommend Paying Your Xcel Bill by Phone

As a long time Xcel Energy customer in Minnesota, I’ve tried every payment method out there. Standing in line at payment centers and mailing paper checks got old really fast.

Paying online was okay, but the extra fees for credit/debit payments were annoying. Plus I’d forget my online login info sometimes.

Once I tried the pay by phone option, I knew I found the best way to pay my Xcel bill. It’s so quick and easy – I just call up whenever my latest bill arrives, punch in my details, and I’m done. No hassle at all.

So if you’re an Xcel Energy customer in Minnesota looking for the easiest way to pay your bill, I definitely recommend giving the pay by phone method a try. It just takes a few minutes each month and saves you so much time and frustration. Give Xcel customer service a call at 1-800-895-4999 next time your bill is due and see for yourself how fast and convenient it is!