Having an automotive loan through Car-Mart brings great freedom in securing reliable transportation However, keeping up with monthly payments is an essential responsibility Thankfully, Car-Mart offers several easy ways to pay your bill online, by phone or in person. Understanding all your payment choices will help you select the best method for your needs and budget.
Paying at Car-Mart Locations
The most familiar way to pay your Car-Mart bill is by visiting one of over 150 dealership locations across multiple states. Car-Mart has local teams in Arkansas, Alabama, Georgia, Kentucky, Mississippi, Missouri, Oklahoma, Tennessee, Texas and Indiana ready to process your payment during business hours.
To pay in a store, just walk in any time Monday through Saturday between 9 AM and 6 PM. Let the staff know you are there to make an installment payment. You will need to send in a short payment form along with your method of payment. Car-Mart accepts cash, checks, debit cards, credit cards and money orders in-store. You’ll receive an instant receipt confirming your transaction.
When you pay at a Car-Mart store, you can talk to customer service reps and get answers to any questions you have about your account. You can feel confident handing your payment directly to a Car-Mart employee. Paying at the dealership is a great option for people who like to do business in person.
Paying Your Bill Online
Car-Mart understands that visiting a store isn’t always possible when you have a busy schedule, That’s why they offer an easy online payment option you can use anytime from your computer or mobile device
Go to Car-Mart’s payment portal and enter your account number or phone number along with the amount you want to pay. A checking account, a credit card, or a debit card can all be used to make it safe. Since the online system is open 24 hours a day, seven days a week, you can pay your bill whenever you want.
You’ll receive instant email confirmation with a receipt after your transaction is complete. The online portal allows you to view your account balance and payment history as well. Paying online saves time and gives you flexibility to handle your bill on your own schedule.
Setting Up Auto-Pay
The most convenient way to manage your Car-Mart payments is by enrolling in auto-pay through their online system. You can set up recurring automatic payments from your checking account that occur on your chosen date each month.
On your due date, Car-Mart will safely and securely withdraw your monthly payment amount. You don’t have to log in or take any action once auto-pay is established. Your installment will be paid on time, every time.
With auto-pay, you avoid late fees, free up time spent on bill management and establish reliable payment consistency. Car-Mart’s auto-pay feature is free to use and can be cancelled if your situation changes. Take advantage of this hands-off approach to keep your account in good standing.
Paying Over the Phone
In addition to online and in-person options, Car-Mart offers a toll-free automated phone payment system. To use the automated system, call the payment line anytime 24/7 and follow the prompts using your phone keypad.
The system will guide you through selecting your account, entering payment details and completing the transaction. You can use a credit card, debit card or checking account to pay by phone. At the end of the call, you’ll receive a confirmation number for your records.
If you prefer to speak with an agent, Car-Mart’s customer service team is available during business hours to take your payment by phone as well. Choose the payment method that fits your needs and schedule.
Alternative Payment Locations
Not able to pay online or at a dealership? Car-Mart partners with CheckFreePay to offer in-person payments at over 15,000 retail locations across the country, including CVS, 7-Eleven, Family Dollar and Casey’s General Store.
At a CheckFreePay merchant, let the cashier know you need to make a Car-Mart payment. You will need to provide your account number and payment amount. Cashier’s checks, money orders, debit cards,credit cards and cash are accepted. There is a small transaction fee that varies by merchant.
Having thousands of payment sites across multiple states gives you flexibility when you are out and about. Look for the CheckFreePay logo to easily handle your Car-Mart bill from neighborhood retailers.
Managing Payments and Your Account
Signing up for an online Car-Mart account makes managing payments easier. With an online profile, you can view your account balance, payment due dates, transaction history and loan details any time. You’ll also receive notifications when payments are processed or if issues arise.
Within your account, you can change due dates, update billing information, enroll in auto-pay and access receipts for your records. Having a centralized place to manage payments and track your loan gives you greater visibility and control.
The Car-Mart customer service team is also available by phone, chat and in local stores to answer questions and provide payment support. Reach out for assistance adjusting your account or overcoming any payment challenges.
Get Support and Stay on Track
Missing payments on your Car-Mart loan can lead to penalties, increased interest rates and other issues. That’s why it’s critical to choose a payment option that works with your schedule and follow through each month. Take advantage of resources like auto-pay and account management tools to stay on track.
If an emergency ever makes it difficult to handle your monthly payment, communicate proactively with the Car-Mart team. They can discuss options and provide support to help you get back on the right track. Don’t let a temporary setback become a long-term problem.
Car-Mart offers too many convenient payment channels for your auto loan to become a burden. Paying online, by phone, in person, or setting up recurring payments ensures you can always cover your bill. Use the options that fit your lifestyle and leverage tools to organize payments in one place. With Car-Mart’s help, meeting your monthly auto financing obligation can be simple and stress-free.
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Buying a used car can be stressful. Weve got your back. Well give you peace of mind and keep you on the road.
Not satisfied with your purchase? Well exchange it for another vehicle of equal or lesser value.
Get added protection for your purchase with three tiers of service including oil changes and roadside assistance.
Have your remaining debt cancelled in the event your vehicle is stolen or considered a total loss.
Choose from several convenient ways to make your payments – so you have control
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FAQ
How to make a car payment online?
How to find Car-Mart account number?
What is the return policy for Car-Mart?
Does Car-Mart have a GPS tracker?
Where can I make a Car-Mart payment?
You can make a payment at over 150 Car-Mart locations, online, or by phone. You can even pay at more than 15,000 CheckFreePay locations ($0-$3.00 transaction fee – varies by location). Set up recurring payments free of charge from your bank account 24/7/365. Use our payment portal to make your payment online anytime.
How do I make a payment at Car-Mart of Illinois?
Car-Mart of Illinois offers several convenient ways to make a payment. You can make a payment at any of our three locations, pay online, or pay by phone. Didn’t purchase your vehicle in Benton, IL, Mt. Vernon, IL, or Marion, IL? Set up recurring payments free of charge from your bank account or debit card 24/7/365.
How do I talk to Car-Mart about my payment?
[I] will continue being a repeat customer! Thank you, Car-Mart! Need to talk to us about your payment? Our local dealerships are open 9:00am – 6:00pm, Monday through Saturday. Still have questions? We’re here to help. Chat with us or call (866) 819-9944. Car-Mart offers several easy and convenient ways to make a payment so you’re in control.
Does Car-Mart have a down payment?
The down payment depends on the vehicle you choose, your credit application, as well as any promotion we may have going on during the month. Most of our dealerships also offer a lay-a-way plan that allows you to pay out your down payment. Check with your local Car-Mart manager for details.