How to Pay Your Medical Bill Online at

Having a medical bill to pay can be stressful. But BayCare makes it easy to view and pay your bill online, anytime from the comfort of your home. At, you can securely access billing statements, make payments, set up payment plans, and manage your account.

Overview of BayCare Medical Bills

BayCare is a large not-for-profit health system in Florida, with hundreds of facilities across West Central Florida. If you received care at any BayCare location, from a hospital to an urgent care or doctor’s office, you will get a separate billing statement.

This bill shows the medical services provided and the charges owed based on your insurance coverage. The minimum payment due and due date will be listed on each statement. Payments not received by the due date risk late fees or the account being sent to collections.

Benefits of Paying Online

Paying your BayCare medical bills through offers many perks:

  • Convenient – Pay 24/7 from anywhere via computer or mobile device

  • Organized – All bills in one place View billing history and statements,

  • Secure – Payment page is encrypted to protect your information.

  • Eco-Friendly – Go paperless by enrolling in eBills.

  • Payment Reminders – Get bill notifications by email or text.

  • Payment Plans – Set up affordable recurring payments

  • No Fees – Free to pay bills online using eCheck.

How to Pay Your Medical Bill Online

Ready to pay your BayCare medical bill electronically? Just follow these simple steps:

  1. Go to

  2. Select your BayCare service from the options:

    • BayCare Hospitals, Medical Group, Imaging, etc.

    • BayCare HomeCare

    • BayCare Surgery Center

  3. Click the “Pay Online” button and log into your account.

  4. Choose the account(s) to pay and enter payment amount.

  5. Select payment method and submit your payment.

Once submitted, your payment will be posted within 1-2 business days. Quick and stress-free!

How to Create a BayCare Online Account

If this is your first time paying online, you’ll need to create a BayCare online account. Simply click “Create Account” on the payment portal and provide the following:

  • Your account number

  • Last 4 digits of your SSN

  • Date of birth

  • Email address

This will securely link your account for easy online bill pay. Be sure to write down your username and password.

Payment Plan Options

If you are unable to pay your full balance due, BayCare offers interest-free payment plans to help patients budget medical bills over time.

Payment plans through MedMaxFinance give you up to 12 months to pay with no interest for the first 6 months. To set up a payment plan, call MedMaxFinance at (855) 533-5200 or request one when paying your bill online.

Financial Assistance for Medical Bills

Does your BayCare bill cause financial hardship? You may qualify for financial assistance!

BayCare offers charity care and discount programs based on income, assets, and family size. To learn more and apply, go to or call (855) 233-1555.

Other Ways to Pay Your Medical Bill

In addition to paying online, you can pay your BayCare bill by:

  • Calling the billing number on your statement to pay by phone

  • Mailing in a payment coupon and check to the address listed

  • Dropping off a payment at any BayCare facility

  • Using the BayCare app to pay via Apple/Google Pay or PayPal

Whichever method you use, be sure to pay your total balance or minimum amount due by the payment due date shown on your statement to avoid penalties or collections actions.

Get Support Paying Your Bill

If you need help creating your online account, making an online payment, or have general billing questions, BayCare’s customer support team is available:

Paying medical bills can be a hassle. But BayCare’s online bill pay option at makes it fast, easy, and secure to view and pay your bill electronically. Sign up today and take control of your medical billing!


Get An EstimateBayCare provides price estimates for a wide range of common medical services. Get a good-faith attempt to let you know what your portion of the cost for the service selected will be.

When you get care at an out-of-network facility, or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you’re protected from “balance billing” (sometimes called “surprise billing”). In these cases, you shouldn’t be charged more than your plan’s copayments, coinsurance and/or deductible. For more information about your rights, download the Surprise Medical Bills flyer or visit the Centers for Medicare & Medicaid Services (CMS) website. If you think you’ve been wrongly billed, contact our Customer Service Department: (813) 443-8070.

Government agencies have other tools for exploring the quality and costs for health care facilities in Florida. Please note that while these tools are pulled from valid data sources, the complexity of health care and negotiated payer rates (insurance coverage) means that the information in these tools may not necessarily reflect the actual cost for an individual patient as it does not consider deductibles, co-pays or insurance coverage. As such, be sure to visit or call (813)852-3116 to obtain a personalized estimate of BayCare services tailored to your specific situation.

  • The Florida Agency for Health Care Administration maintains two websites with information: Florida Health Finder website and the Florida Health Price Finder website.
  • Federal regulations require hospitals to provide a standard list of hospital charges for inpatient, outpatient and diagnostic procedures and can be found here by individual hospital:

Understanding Your Billing Statement and Paying Your Bill

Does BayCare offer a pay bill service?

BayCare offers a Pay Bill service, a convenient and secure way to pay your medical bill online.

Does BayCare offer 0% interest on medical bills?

BayCare’s payment plan solution, MedMaxFinance, offers an introductory period of 0% interest on all bills, with low interest rates on any balance remaining after that period. Life can sometimes take an unexpected turn, and the last thing you need to worry about is how you’re going to pay your medical bills.

Does BayCare offer financial assistance if I don’t have health insurance?

At BayCare, we provide superior health care for all patients, regardless of their ability to pay. If you do not have health insurance, we may be able to help you with your bill. BayCare offers financial assistance to qualified patients.

What is the BayCare patient portal?

The BayCare patient portal, myBayCare, is your personal website for connecting to your online medical records. BayCare keeps your patient information in a secure electronic medical record so your doctors and nurses have faster and more complete access to your records while you are a patient with us.

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