How to Check Your LIC Policy Maturity Amount Online

Having an LIC policy that is nearing maturity? Want to check the maturity amount online without visiting an LIC branch? With LIC’s online facilities, you can easily find out your policy’s maturity details from the comfort of your home.

This comprehensive guide will explain the step-by-step process to check your LIC policy’s maturity amount online.

Why Check LIC Maturity Amount Online?

Here are some key benefits of checking your LIC maturity amount online:

  • Convenient – Avoid visiting an LIC branch by checking maturity details online.

  • Quick – Get maturity information instantly without paperwork or long queues.

  • Updated – Online details are real-time so you get the latest status.

  • Accurate – Remove doubts by verifying the exact maturity amount.

  • Simple – Checking online is easy through LIC’s portal or mobile app.

  • Free – Online access is totally free for policyholders.

Documents Needed to Check Maturity Amount

To check your LIC policy’s maturity amount online, keep these documents handy:

  • LIC Policy Number
  • Policyholder’s Name
  • Premium Amount
  • Date of Commencement
  • Maturity Date
  • Mobile Number Registered with LIC

These policy details are required during the online registration process.

Three Ways to Check LIC Maturity Amount Online

You can check your LIC policy’s maturity amount in these ways:

1. LIC Customer Portal

LIC’s customer portal allows policyholders to register and access details online. Follow these steps:

  • Visit and click on ‘Customer Portal’
  • Click ‘Register’ and enter policy details like number, name, DOB, etc.
  • Create a username and password
  • Login and under ‘Policy Status’, check maturity amount

2. LIC Mobile App

Use LIC’s mobile app on your smartphone to find maturity amount:

  • Download and install the ‘LIC India’ app
  • Register with policy details like number, name, premium, DOB, etc.
  • Login with your username and set a password
  • Under ‘Policy Status’ tab, check maturity amount

3. LIC Website

You can also check maturity details on LIC’s website:

  • Go to
  • Under ‘Services’ tab, click on ‘Maturity Claim Settlement Options’
  • Enter policy number and registered mobile number
  • Click on ‘Get OTP’ and enter the OTP received
  • Maturity amount will be displayed

What Details Are Available Online?

By checking online, you can access these key LIC policy details:

  • Maturity Amount – Total amount you will receive on maturity.

  • Maturity Date – Exact date when policy matures and amount is payable.

  • Bonus Information – Accrued bonuses and declarations.

  • Premium Details – Next due date and amount payable.

  • Loan Status – Any policy loan amount pending.

  • Surrender Value – Available if you wish to surrender the plan.

Points to Remember

Keep these important points in mind when checking your LIC maturity amount online:

  • Provide accurate information during online registration.

  • Use a complex password and update it regularly.

  • Don’t share your login details with anyone for security reasons.

  • Register your current email ID and mobile number for regular updates.

  • For large maturity amounts, physically submit documents at the branch.

  • Inform LIC if you notice any discrepancies in the online details.

  • Online maturity data is for information only and not valid for claiming amounts.

How to Claim Maturity Amount

After checking maturity amount online, you need to formally claim the maturity proceeds. Follow this process:

  • Collect documents like identity proof, address proof, etc.

  • Fill discharge form, NEFT form, and attach cancelled cheque.

  • Submit documents to home branch 2 months before maturity date.

  • LIC will verify details and directly transfer maturity amount to your bank account.

So checking maturity amount online helps you know the exact amount receivable and plan the maturity claim process in advance.

Common Queries

Here are answers to some frequently asked questions about checking LIC maturity amount online:

What if I don’t have my LIC policy number?

You can get the policy number by contacting your LIC agent or visiting the issuing branch. Submitting ID proof may be required to get these details.

Can I check maturity on LIC’s website without registration?

Unfortunately, registration on LIC’s portal is required to access policy details online. However, registration is a quick one-time process.

How to get OTP if my mobile number is not updated?

Submit a written request with an ID proof to the servicing branch to update your mobile number. Once updated, you can generate OTP online.

What if the online maturity amount differs from the policy document?

There could be bonuses or interest accruals after the policy document was issued. Contact the branch to understand any discrepancies.

Can I submit maturity claim documents online?

No, you need to physically submit original documents like discharge forms, ID proofs, etc. at the LIC branch to claim maturity.


Checking your LIC policy’s maturity amount online is quick, convenient and ensures you get updated information. Register online through LIC’s website, mobile app or customer portal. But submit physical documents at the branch when formally claiming maturity proceeds. Keep your LIC policy details handy and enjoy the benefits of online services for an efficient maturity settlement!

How to Check LIC Policy Status Online | How to Check Maturity Amount of LIC Policy


How can I check my LIC policy maturity value?

The LIC maturity value is the amount payable to the policyholder upon the completion of the policy term. LIC provides an easy way to check the maturity value through its online calculator on the official website. LIC’s customer portal and mobile app also offer convenient access to check the maturity value.

How can I check my LIC policy details online?

All new users are required to visit -> click on Login to Customer portal -> click on New user or visit Customer portal Login Page and -> click on Sign Up option to register into the customer portal to get all information related to their policy (including Online premium payment, Online loan Request, Online …

How much money will I get if I surrender my LIC policy?

The surrender value provided by LIC is essentially 30% of the premiums that have been paid so far. However, this will exclude premiums that were paid during the first year of the policy, and premiums paid towards accident benefit/term rider.

How can I check my policy number?

Your policy number is usually mentioned on the policy document that you receive from your insurance provider at the time of purchase. Email communications: Insurers send a confirmation email with entire policy details to your email ID immediately after purchase.

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