Convenient Ways to Pay Bills and Loans at Metro Credit Union

Managing finances and paying bills on time can be a hassle. But Metro Credit Union offers multiple easy and secure options for members to pay bills loans, and more. In this article we’ll explore the bill pay and loan payment services available through Metro Credit Union.

Overview of Metro Credit Union

First, a quick background on Metro Credit Union. It’s a full-service financial institution based in Massachusetts with over 95,000 members. Metro Credit Union offers a complete range of banking and lending services including:

• Checking and savings accounts
• Certificates of deposit
• Credit cards
• Auto loans
• Mortgages
• Personal loans
• Business loans

As a credit union Metro is a not-for-profit cooperative owned by its members. Profits go back to members in the form of better rates and lower fees.

Bill Pay Options at Metro Credit Union

Metro Credit Union gives members multiple ways to pay bills conveniently. Options include:

Online Bill Pay

Online banking at Metro Credit Union, called Metro iBanking, is the best way for many members to pay their bills. You can make one-time or recurring payments to over a thousand stores and service providers here.

Some key features of online bill pay:

• Pay bills from checking or savings
• Schedule future dated payments
• Set up automatic recurring payments
• Make same-day payments for immediate delivery
• Access 24/7 through web or mobile app

With online bill pay, you avoid the hassles of writing and mailing paper checks. Payments are delivered electronically when possible for fastest processing.

Bill Pay from Checking

For members who prefer checks, Metro Credit Union can print and mail paper checks on your behalf when you submit payments through online bill pay. The funds are debited from your Metro checking account, and the payee receives a physical check.

This is a good option for payees who don’t accept electronic payments. The credit union will print the check, put it in an envelope, stamp it, and drop it in the mail for you.

Popmoney Instant Payments

For quick peer-to-peer payments, Metro Credit Union offers Popmoney through online banking. This service allows you to use a recipient’s email address, mobile number, or bank account information to send them money instantly.

Popmoney is great for:

• Paying friends or family
• Splitting shared expenses like dinner or a trip
• Paying your babysitter or lawn care service
• Sending funds to your college student

Transaction limits apply, and fees may cost $0.50 to $1.00 per payment.

Automatic Payments

You can set up automatic recurring payments on loans, credit cards, utilities, and other bills through Metro Credit Union’s online bill pay. This ensures your bills are paid on time each month.

Automating payments saves time and gives peace of mind. You can modify or cancel scheduled payments at any time as needed.

Ways to Pay Loans at Metro Credit Union

In addition to routine bills, Metro Credit Union offers multiple options for making loan payments including:

Monthly Auto Pay

Setting up automatic monthly payments is the easiest way to pay loans with Metro Credit Union. Automatic transfers allow you to pay your loan on time each month without the hassles of manually making payments.

Auto pay can be set up when you apply for a loan or later through online banking. Payments can be made from a Metro Credit Union account or external bank account.

Online Loan Payments

Metro Credit Union members can make one-time or recurring loan payments through the credit union’s Metro Pay online payment portal. This allows secure online payments from an external bank account or debit card.

One-time future dated payments can also be scheduled through Metro Pay. It’s a fast and easy way to pay your Metro Credit Union loans online.

Mail-In Payments

Metro Credit Union accepts traditional mail-in loan payments with a remittance slip or payment coupon. Simply mail your check or money order to:

Metro Credit Union
P.O. Box 986514
Boston, MA 02298-6514

Be sure to include your loan account number on the check and write “Loan Payment” in the memo.

Pay by Phone

To make a loan payment using your debit card or credit card, call Metro Credit Union at 877-MYMETRO. There is no fee for debit card payments, but a service charge applies when paying by credit card.

Pay at a Branch

You can walk into any Metro Credit Union branch and make a payment on your loan with cash, check, or debit card. Instant in-person payments ensure your funds are applied to your loan right away.

Choose the Best Option for You

As you can see, Metro Credit Union offers many ways to pay bills and loans to fit different needs and preferences. If you’re a member, try out the online bill pay and Metro Pay portals to manage payments digitally. Or take advantage of mail-in or in-branch payments for a more personal touch.

With multiple options at your fingertips, paying bills and loans at Metro Credit Union is secure, convenient, and hassle-free. Explore the different payment methods to find your perfect fit!