How to Easily Pay Your Standard Chartered Credit Card Bill Online

Paying your credit card bill on time every month is crucial to maintaining a good credit score and avoiding unnecessary interest charges. For Standard Chartered credit card holders, paying your bill online is a quick and convenient option. In this article, we’ll walk through the simple steps to pay your Standard Chartered credit card bill online or through the bank’s mobile app.

Overview of Paying Standard Chartered Credit Card Bills Online

Standard Chartered offers an online portal and mobile app called CardNet that allows cardholders to view statements, check balances, and make payments anytime Here are some key things to know about paying your bill through CardNet

• Fast and safe: CardNet online payments are processed quickly, usually within three business days. The platform uses 128-bit encryption for security.

• Payment options – You can pay your credit card bill from a Standard Chartered bank account or from accounts at select partner banks,

• Alerts – Get payment confirmations and transaction reference numbers instantly via email/SMS.

• Card management: You can do more than just make payments with this feature. You can also activate new cards, set spending limits, and more.

Step-by-Step Guide to Paying Your Bill Online

Here are some easy steps you can take to pay your Standard Chartered credit card bill through the bank’s CardNet portal:

1. Log In to Standard Chartered CardNet

Go to https://www.billdesk.com/pgmerc/standardchartered/index1.htm and click on “Login” at the top right. Enter your credit card number and OTP/password.

2. Select Credit Card Account

From the dashboard, choose the credit card account for which you want to make a payment.

3. Enter Payment Details

On the payment page, enter key details including:

• 16-digit Standard Chartered credit card number
• Email ID
• Mobile number
• Payment amount

4. Choose Bank Account

Select the bank account from which you want to make the payment. This could be an internal Standard Chartered account or an account with a partner bank.

5. Authorize and Confirm Payment

Authorize the payment by entering your net banking credentials for the account selected in Step 4. Carefully check the payment details before confirming.

6. Get Reference Number

Once the payment goes through, you’ll receive an online confirmation with a transaction reference number for your records.

And that’s it! The payment will reflect in your credit card account within 3 working days. For additional payments, repeat the process.

Tips for Hassle-Free Online Bill Pay

Keep these tips in mind for a smooth online bill payment experience:

• Set reminders – Calendar alerts ensure you never miss a payment.

• Verify payment amount – Double check that the amount entered is correct before authorizing.

• Save beneficiary – Save your credit card as a beneficiary for quicker future payments.

• Check statements – Log in periodically to verify payments are reflecting properly.

• Update contact info – Have your current email and mobile number associated with your account.

Pay Bills on the Standard Chartered Mobile App

In addition to the main CardNet portal, you can also easily pay your Standard Chartered credit card bill using the bank’s mobile app (available for iOS and Android). The app allows you to:

• Check account balances
• View past statements
• Make domestic and international payments
• Setup reminders
• Receive payment receipts

The mobile bill pay feature offers the same level of security and convenience as the website. Just download the app, log in with your credentials, enter payment details, and confirm.

Set Up Auto-Pay for Maximum Convenience

The most hands-off approach for ensuring you never miss a credit card payment is to setup auto-pay. Standard Chartered offers both full balance and minimum balance auto-debit options.

To activate auto-pay:

1. Log into CardNet and go to Payments > Auto Pay Setup
2. Pick balance type and payment date
3. Enter bank account details
4. Authorize with OTP

Once enabled, the set amount will automatically be debited from your bank account monthly. You can cancel or amend auto-pay anytime.

Get Help from Standard Chartered Customer Service

If you have any issues making an online credit card payment via Standard Chartered CardNet, the bank’s customer service team is available to help.

You can reach them through:

• Call – 24/7 toll-free customer care numbers

• Email – Email support from within your CardNet account

• Chat – Live chat with an agent during business hours

• Social media – Twitter/Facebook pages with prompt response

• Visit a branch – Over 500 branches across India

The Standard Chartered customer service team can answer payment-related queries, troubleshoot technical issues, reset passwords, update contact information, and more to ensure your online bill pay experience is smooth.

Paying your Standard Chartered credit card bill online using the CardNet portal or mobile app is a convenient and fast way to maintain your account. In just a few minutes, you can securely complete your payment from anywhere and get instant confirmation. Setup options like auto-pay and payment reminders further simplify the process. Follow the steps outlined above or contact Standard Chartered customer care for assistance. Staying on top of your credit card payments is key to financial health, and online bill pay makes it easy.