A Complete Guide to First Midwest Bank’s Online Banking and Bill Pay

Managing your money in the digital age is easier than ever with online banking and bill pay First Midwest Bank offers convenient and user-friendly online services to customers across the Midwest,

This guide will tell you everything you need to know about First Midwest Bank’s online banking and bill pay services. If you want to sign up for the first time or learn about the new features, keep reading for important information.

Getting Started with Online Banking

First Midwest Bank’s online banking platform allows you to access your accounts 24/7 from your computer or mobile device. Here’s how to get up and running:

  • Visit firstmid.com and click “Log In” in the top right corner
  • Enter your access ID and password
  • Agree to the terms and conditions
  • Set up your secure access code delivery method
  • Explore your account dashboard and preferences

Online banking is free for First Midwest Bank customers. If you don’t have an online banking account yet, you can easily enroll on their website.

Online Banking Features and Tools

Once logged into your online banking account, you’ll have instant access to useful features like

  • Account balances and transaction history
  • Mobile check deposit
  • Internal and external transfers
  • Zelle person-to-person payments
  • Online check reorders
  • eStatements and document access
  • Custom alerts and notifications
  • Account management tools

You can also safely import transactions into Quicken or Quickbooks to make keeping track of money and doing your books easier.

Bill Pay Options Overview

First Midwest Bank offers full-service bill pay through their online banking platform. There are no fees to use bill pay if you maintain a qualifying checking account.

Bill pay allows you to:

  • Pay bills instantly or schedule future payments
  • Make automatic recurring payments
  • Send money to individuals using Zelle
  • Pay with checks or Electronically (ACH)
  • Receive and view eBills from participating payees
  • Access up to 18 months of payee history

It’s an easy one-stop solution for managing all your monthly household bills and obligations.

How to Enroll in Bill Pay

Enrolling in First Midwest Bank’s bill pay is simple:

  1. Log into your online banking account
  2. Click on “Bill Pay” in the top menu
  3. Accept the Bill Pay terms and conditions
  4. Begin adding payees to make payments

You can enroll via desktop, tablet, or mobile device. Your payees and payment history will carry over across all platforms.

Pay Bills with Bill Pay

Once signed up for bill pay, here are the basic steps to pay bills:

  • Select “Pay Bills” from the Bill Pay menu
  • Choose the payee and enter the payment amount
  • Pick a delivery date for one-time payments
  • Select payment method – electronic or check
  • Confirm details and submit payment

You’ll see pending payments on the home screen and can view payment history under the history tab. It’s so convenient!

And for recurring bills, you can opt for autopay by selecting “recurring payment” when setting up the payee. No more worrying about late fees!

Person-to-Person Payments

Need to pay back a friend or reimburse a family member? First Midwest Bank’s bill pay makes person-to-person transfers easy with Zelle.

To make p2p payments:

  • Choose “Pay Someone” from the Bill Pay menu
  • Input their email address or U.S. mobile number
  • Enter the payment amount
  • Add an optional note and submit payment

The money is directly deposited into their bank account typically within minutes when using Zelle.

Schedule Payments in Advance

For non-recurring bills that have a due date, First Midwest Bank lets you schedule one-time future payments.

When setting up the payment, simply choose a “Deliver By” date in the future rather than the default current date. This is useful for scheduling payments in advance when you know an invoice or bill is coming soon.

Just be sure to schedule the payment to arrive at least a few days before the actual due date as an extra buffer.

Manage Automatic Payments

Recurring automatic payments are one of the handiest bill pay features. Once initially set up, these payments happen seamlessly without any effort.

To view, edit, or cancel automatic payments:

  • Select “Automatic Payments” from the Bill Pay menu
  • Choose the payee name
  • View payment details and history
  • Edit the payment or cancel future payments

Life changes like switching banks or closing an account will require ending recurring payments to that payee. The automatic payments menu makes this easy.

Receive Electronic Bills (eBills)

Tired of shuffling through paper bills every month? With First Midwest Bank’s bill pay, you can receive bills electronically from participating payees.

To enroll:

  • Find the “eBills” section under Bill Pay menu
  • Select “Add eBill” and choose payee
  • Enter required sign-in information
  • Accept eBill terms and start receiving paperless bills

View current and past eBills in one convenient spot. And schedule payments right within the eBill itself with just a couple clicks!

Access Bill Pay on Mobile Apps

First Midwest Bank offers free mobile apps for both iOS and Android so you can manage your accounts on the go.

Within the apps, you can:

  • Check account balances
  • View transaction history
  • Transfer funds
  • Deposit checks
  • Access Bill Pay to send payments
  • And more!

Mobile bill pay makes it easy to stay on top of payments anywhere, anytime. Download the First Midwest Bank apps to get started.

Bill Pay Security Features

Online security is a top priority for First Midwest Bank. They use multiple measures to keep your bill pay safe:

  • Secure online banking login
  • Multi-factor authentication options
  • Encrypted data transmission
  • Activity alerts and notifications
  • Transaction monitoring for fraud
  • FDIC insurance protection for funds

Review account activity regularly and contact customer service if you ever see suspicious transactions.

Get Support for Bill Pay

Hopefully this guide covers everything you need to know to use First Midwest Bank’s online bill pay seamlessly. But questions come up or technical issues occur from time to time.

If you need assistance with bill pay (or online banking), there are a few ways to get help:

  • Call customer service at 1-877-888-5629
  • Initiate a live chat from their website
  • Send a secure email through online banking
  • Visit a local First Midwest Bank branch

The friendly customer service team is available 7 days a week to answer questions and provide support. Don’t hesitate to reach out!

Start Simplifying with Online Bill Pay

Managing monthly bills is made far simpler with First Midwest Bank’s convenient online banking and bill pay platform. Sign up today to start accessing your accounts, making payments, setting alerts, and more all in one secure place!

The flexibility of paying bills online or from your mobile device can save you serious time and hassle. Ditch the paper bills and stamps by leveraging digital tools instead. Streamline your finances with First Midwest Bank at your fingertips.

First Midwest Bank Online Banking Bill Pay

Make Purchases with Contactless Payments

All you need is your payment-enabled mobile phone or device to quickly make purchases with your First Midwest Visa Debit Card. Apple Pay, Google Pay and Samsung Pay are safe, secure ways to make purchases using the security of your fingerprint or facial recognition to verify your purchase. Just look for the Contactless Symbol at your checkout terminal and hold your device over the symbol to pay.

Learn how to setup and use your mobile wallet by visiting:

Enjoy 24/7 Access and Simple Budgeting Tools

Life doesn’t always fit inside business hours, which is why we provide 24/7 access to your accounts through online and mobile banking. Whether you need to make a transfer between accounts during a Friday night out with friends or want to check your current balance, our online banking solutions make tracking your finances easy.

In addition to viewing transactions and transferring funds, First Midwest’s online banking solutions let you track spending, set financial goals and budgets and pay bills at any time. If your busy schedule gets in the way of keeping an eye on your finances, never forget to check your accounts again by setting up text alerts.

As a community-focused bank, we believe convenience should always be free. In addition to free enrollment for our online banking service, you’ll never have to pay a fee when you use our financial management tools and funds transfer services.

Not an Online Banking Customer? Enroll Now.

Shorten your to-do list with Online Bill Pay from First Midwest. By using the online bill payment service, you’ll never have to worry about missed bills and late fees again. View payment history, biller status and balances and set up notification reminders. Just log in to your online banking account, tell us who to pay, how much the bills are, and when to send the funds – it’s that easy.

Pay bills quickly and easily with Picture Pay. Simply take a photo of your bill, enter the amount due, and let First Midwest do the rest. The payee will be added to your Bill Pay account automatically, making future payments a breeze.

Split a family gift with siblings or a pizza with friends? Securely send funds in real-time to anyone with P2P Payments. Enter the email or cell phone number of the person you’re paying, how much you want to send, and create a secret code for an extra layer of protection. The receiver will be alerted of a pending payment, enter the secret code, then input their checking account or debit card number to receive the funds immediately.

Move your funds between First Midwest and other financial institutions with A2A payments. Funds will be safely transferred through Automated Clearing House (ACH).

Our online banking service is also environmentally-friendly. Instead of paper statements, you’ll receive free eStatements for your First Midwest Checking, Savings, or Money Market account. And unlike mailed hard copies, you can receive eStatements instantly.

Receive your statements faster and more securely than mail with eStatements. You can sign up for eStatements through your First Midwest Online Banking account

If you’re constantly on the move, our mobile banking service is perfect for you. Bank from your phone with our mobile banking app for iPhone or Android. All you have to do is download the app and sign in using your First Midwest online banking account login information.

Not an online banking customer? Enroll Now

When you download our Mobile Banking app, you’ll enjoy the same convenient amenities featured through online banking. In addition to transferring funds, paying bills, tracking spending and setting budgets, you’ll also find features unique to mobile banking.

  • View Balances and recent transactions
  • Transfer funds between accounts and other banks
  • Pay bills
  • Deposit checks
  • Track budgets and financial goals
  • Find ATMs

If you need to cash a check but you’re short on time, mobile banking can help with Mobile Deposit. Deposit checks from your phone with this secure mobile deposit tool from First Midwest.

  • Request to enroll in Mobile Deposit directly through the app or by contacting us.
  • Within Mobile Banking, select the Mobile Deposit option from the left hand menu.
  • Remember to endorse the check and include “For deposit only to FMB.”
  • Follow the prompts to take a photo of the front and back of your check, and enter the amount to deposit.

Simplify managing your finances with First Midwest’s free financial management tools. With all your accounts and transactions in one place, our financial planning tools will create powerful visuals and insights of where you’ve been and where you can go financially.

Online Banking: Bill Pay Tutorial


What is Online Banking with bill pay?

Online bill pay enables you to schedule and pay your bills right from your computer, tablet or mobile phone. An online bill pay service works by deducting a payment from your account balance and transferring it to a service provider.

What is paying bills online?

Online bill pay is an electronic payment service offered by many banks, credit unions and bill-pay services. It allows consumers to make one-time or recurring bill payments through a website or app. Consumers may also be able to schedule future payments.

How do I pay my bills online with First Midwest Bank?

Your Bill Pay account will be accessible from within the Mobile Banking app. Launch the app, sign in using your Online Banking credentials, and find the Bill Pay option in the left menu bar. Pay your bills online with First Midwest Bank. See new online bill pay features, important dates, and find answers to frequently asked questions.

Who is first Midwest Bank?

Together, We are Midwest. At First Midwest Bank, we provide traditional customer service and state-of-the-art banking services and products for the modern age. From online & mobile banking to free reward programs and flexible loans, our customers’ needs are at the heart of everything we do.

Does First Midwest offer online banking?

In addition to viewing transactions and transferring funds, First Midwest’s online banking solutions let you track spending, set financial goals and budgets and pay bills at any time. If your busy schedule gets in the way of keeping an eye on your finances, never forget to check your accounts again by setting up text alerts.

Why should you choose first Midwest Bank?

At First Midwest Bank, we provide traditional customer service and state-of-the-art banking services and products for the modern age. From online & mobile banking to free reward programs and flexible loans, our customers’ needs are at the heart of everything we do. We believe community banks should truly be part of the community.

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