Xcel Energy provides electric and natural gas service to millions of residential and business customers across 8 states. Paying your Xcel Energy bill quickly and easily online helps you avoid late fees and service disruptions. This comprehensive guide will walk you through the process of setting up an online account with Xcel Energy and managing bill payments.
Overview of Xcel Energy
Xcel Energy is a utility holding company headquartered in Minneapolis, Minnesota Through its utility subsidiaries, Xcel Energy generates and provides electricity and natural gas throughout Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas and Wisconsin.
Xcel Energy has over 3.7 million electric customers and 21 million natural gas customers across its service territories They are focused on delivering clean, reliable and affordable energy solutions.
Benefits of Paying Your Bill Online
Paying your Xcel Energy bill through their online account portal has many advantages
- Convenience – Pay anytime, anywhere with an internet connection
- Quick – Payments process immediately
- Secure – Encrypted payment processing helps protect your data
- Flexible – Choose from different payment methods
- Eco-friendly – Go paperless by enrolling in e-bills
- Organized – View payment history and billing statements in one place
- Control – Set up recurring auto-payments or schedule future payments
- Alerts – Get email/text notifications about your account
- Rewards – Earn bill credits for going paperless
How to Set Up an Online Account
If you don’t already have an online Xcel Energy account, you’ll first need to go through their registration process:
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Go to Xcel Energy’s website and select “My Account”
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Click on “Register” under the login box
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Enter your Xcel Energy account number and an associated phone or email
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Create your online username and password
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Select two security questions and provide answers
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Agree to the website Terms of Use
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Verify your identity through an activation email or code
Once your account is activated, you’ll be able to log in anytime to view your bill and make payments.
Payment Options
The Xcel Energy online account dashboard makes it easy to pay your bill through a variety of methods:
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Bank Account – Link your checking or savings account to make one-time or recurring payments.
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Credit/Debit Card – Pay by Visa, Mastercard, American Express or Discover card.
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PayPal – Use your PayPal balance or linked bank account or card.
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Western Union – Make a cash payment at Western Union agent locations.
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MoneyGram – Similar to Western Union, make cash bill payments at MoneyGram locations.
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Automatic Bank Draft – Have your bill amount automatically deducted from your bank account each month.
Step-by-Step Payment Instructions
Follow these simple steps every month to pay your Xcel bill online:
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Log into your Xcel Energy online account portal
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Locate the “Billing & Payments” section
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Select “Pay My Bill”
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Choose your desired payment method
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Enter required billing and payment information
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Carefully review payment details before submitting
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Receive email confirmation of processed payment
Easy as that! Just log in, click to pay, enter details, review, and submit payment.
Other Ways to Pay Your Bill
If you prefer not to pay online, Xcel Energy offers these alternate payment methods:
- Mail check or money order with payment stub
- Pay by phone through Xcel Energy’s automated system
- Enroll in auto-pay through your bank
- Pay in person at authorized payment locations
- Drop off payment at an Xcel payment office
No matter how you decide to pay, Xcel Energy aims to make the process fast and convenient. Sign up for a free online account to access the full range of billing and payment management options. And take advantage of paperless billing and auto-pay to simplify bill payment even further.
How to Pay Bills Online
Can I pay my Xcel Energy Bill via credit or debit card?
All credit/debit card types allow a maximum of 25 credit/debit card payments in a 28-rolling-day period per Xcel Energy account, per credit/debit card. All Xcel Energy residential and business customers are eligible for payment via credit or debit cards. To pay your bill via credit or debit card, you can choose from the following options:
Does Xcel Energy pay a fee?
Xcel Energy does not benefit from this fee. Residential type customers are those on residential rates. Payments have transaction limits of $1,000/transaction. Non-residential type customers are those customers not on a residential rate. Payments have transaction limits of $250,000/transaction.
What are Xcel Energy payment limits?
Payments have transaction limits of $1,000/transaction. Non-residential type customers are those customers not on a residential rate. Payments have transaction limits of $250,000/transaction. All credit/debit card types allow a maximum of 25 credit/debit card payments in a 28-rolling-day period per Xcel Energy account, per credit/debit card.
Does Kubra EZpay charge Xcel Energy a processing fee?
Kubra EZPay collects the processing fee for the service. Xcel Energy does not benefit from this fee. Residential type customers are those on residential rates. Payments have transaction limits of $1,000/transaction. Non-residential type customers are those customers not on a residential rate.